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2016 premiums

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Two main factors affecting 2016 health insurance premiums

The health insurance premiums for 2016 will differ from 2015 rates due to a number of reasons, but it's largely because insurers had limited information regarding the risk profile of the market as a whole at the time rates were filed.  Another factor affecting 2016 premiums,  according to an issue brief from the American Academy of Actuaries, includes the reduction of reinsurance program funds.