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Insurers have increased premiums for the most popular plans sold on the health insurance exchanges after under-pricing the policies last year.
Insurers next year will be keeping premiums flat or even decreasing them in many parts of the country. In fact, consumers in just two states surveyed will see premium increases of 5 percent or more, according to a new study from the Urban Institute and the Robert Wood Johnson Foundation.
Although Blue Cross Blue Shield of Tennessee monopolizes the state's health insurance market, it still offers very low premiums for plans it sells on the health insurance exchange.
About 4.6 million people in 34 states could lose their premium subsidies if an appeals court ruling in Halbig v. Burwell, which states that subsidies are illegal on federal exchanges, stands. What's more, there are roughly 9.5 million uninsured Americans who are eligible for subsidies in states with federal marketplaces, according to the Kaiser Family Foundation.
Thanks to offering the lowest, across-the-board premiums on New York's health exchange, Health Republic Insurance of New York gained more market share than BlueCross BlueShield of Western New York, Independent Health and Univera Healthcarem, the McClatchy-Tribune reported.
Third parties can make premium and cost-sharing payments on behalf of qualified health plan enrollees, with some caveats, according to outgoing U.S. Department of Health & Human Services Secretary Kathleen Sebelius.
Even though 7 million people have enrolled for coverage under the Affordable Care Act, big challenges loom for the next enrollment period, which opens on Nov. 15, reports the Associated Press. One notable challenge is how to keep premium prices low despite expected increases for 2015.
Health industry officials say premiums related to the Affordable Care Act soon will increase, and in some cases double, The Hill's Healthwatch reported.
America's Health Insurance Plans has voluntarily decided its insurer members will extend the payment deadline for consumers who buy plans sold on health insurance exchanges, the group announced Wednesday.
The Obama administration and insurers have been touting low premiums for plans sold on the health insurance exchange, but the ability to "window shop" on HealthCare.gov could impact consumers' plan choices. The window shopping feature, which was expanded as part of the Nov. 30 reboot to HealthCare.gov, allows consumers check out plans available in their area without first creating an account.
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