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A health plan without hospital benefits is "is not a health plan in any meaningful sense," the Department of Health and Human Services announced in a final rule last week. HHS has found that plans that lack substantial hospital benefits do not qualify as "minimum value" coverage under the Affordable Care Act and has blocked such plans from being offered.
Insurers won't be able to keep excluding hospital benefits in plans sold on the health insurance exchanges if a proposal from the U.S. Department of Health & Human Services becomes final, reported Kaiser Health News.
The Obama administration will likely kill an option under the Affordable Care Act that lets large employers offer health plans that exclude hospital benefits, sources told Kaiser Health News.
Adding to the competition among insurers selling their plans on health insurance exchanges are new policies that exclude all hospital benefits.
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