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As insurers are covering more preventive tests and screening, as required by the Affordable Care Act, two financial experts question whether such coverage actually incurs additional costs for the companies.
The Affordable Care Act requires most health plans to cover preventive services, such as cancer screenings, check-ups and contraceptives, without cost sharing. But some patients still face coverage exclusions--raising calls for more federal guidance, Kaiser Health News reported.
Researchers found Americans with health insurance are more apt to get preventive care to cut their risk of illness, but having insurance doesn't mean people will indulge in risky behaviors since they don't have to pay as much to treat ensuing health problems.
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